Attorney Helping Clients File Chapter 7 Bankruptcy in West Georgia
Financial issues can happen for many reasons. Perhaps you were laid off or had an accident that prevented you from working. Maybe you simply made poor decisions with money but would like to do what you can to fix the problem. Regardless of your reason for filing bankruptcy, hiring a bankruptcy attorney in West Georgia is important to help you through the process. One of our specialties is helping clients file Chapter 7. Chapter 7 bankruptcy is a liquidation method meant to get rid of unsecured debt such as old medical bills or credit cards and is available for people who have little or no income left after paying rent, utilities and other necessary bills each month. After filing, you are appointed a trustee who sells your nonexempt property and uses the money to pay your creditors. If you have no property to sell, your creditors receive nothing.
Know If You Qualify for Chapter 13
If you do not qualify for Chapter 7, a lawyer can help you file for Chapter 13. This method is designed for people who have income they can use to pay back at least some of their debts using a repayment plan. Chapter 13 is popular for people who wish to stop foreclosure, wage garnishment or other judgments or liens. It allows you to keep your property while catching up on mortgage payments, car payments or other debts that cannot be discharged. The amount you must pay depends on your income, the types of debt and your current expenses. Regardless of which type of bankruptcy you choose to file, you can stop creditor harassment and have peace of mind.
Ask for a Free Consultation Today
If you need to stop creditor harassment, ask our firm if we can take on your case. Call Daniel M. Barnes in West Georgia at 770-830-7662. We also serve as a Social Security attorney.